If I understand your question properly, you are asking whether a 3rd party creditor can sieze property you are still making payments on or otherwise interfere with your payments for that property (a car, in this case)? If that’s correct, the answer is no. That 3rd party creditor would not have a superior lien on the property over the creditor to whom you are making your cay payments. Rather, if that 3rd party creditor obtained a judgment against you, that creditor would likely garnish your bank account, wages, or your Michigan state tax refund instead as a means of collecting the judgment.

If you have further questions, please contact me at (248) 977-4182 or jhilla@aronofflinnell.com to schedule a free, initial consultation.