Category Archives: Chapter 13

Can I Discharge Attorney Fees in Bankruptcy?

Debts owed to attorneys for services rendered prior to a Chapter 7 or Chapter 13 bankruptcy is usually just as dischargeable as any other unsecured debt.

However, there are situations in which this is not so cut-and-dry.

Click here to read more about whether you can discharge attorney fees in bankruptcy on the new Michigan Bankruptcy Blog of Michigan bankruptcy attorneys The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident considering filing for bankruptcy, please feel free to contact me at (866) 674-2317 to schedule a free initial consultation.

Is my Mortgage Payment Too High for Chapter 7 Bankruptcy in Michigan?

Whether a mortgage payment is too high for Chapter 7 bankruptcy is a question that will affect an extreme minority of potential Chapter 7 cases, but, when it does, it pays to have the facts available and to have an understanding of who is examining what in your case to make the “too high” determination.

Click here to read more about high mortgage payments and Chapter 7 bankruptcy on the new Michigan Bankruptcy Blog of Michigan bankruptcy attorneys The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident considering filing for bankruptcy, please feel free to contact us at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

Can I Pay Back-Rent in a Chapter 13 Bankruptcy Plan?

Back rents can be repaid in full in a Chapter 13 bankruptcy in order to stop an eviction and preserve your right to remain in rental housing.

Click here to read more about back rent in Chapter 13 bankruptcy on the new Michigan Bankruptcy Blog of Michigan bankruptcy attorneys The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please feel free to contact me at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

If I File for Chapter 13 Bankruptcy, Can I Get Out of It Later?

A Chapter 13 bankruptcy can be dismissed nearly at any time you no longer wish to remain in the bankruptcy. However, there may be reasons why you would want to stay in the Chapter 13 if you have already begun the process.

Click here to read more about whether you can dismiss a Chapter 13 bankruptcy case on the new Michigan Bankruptcy Blog of Michigan Bankruptcy Attorneys The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident considering filing for bankruptcy, please feel free to contact us at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

Can I Still Provide Financial Assistance to Elderly Relatives if I File Chapter 7 or Chapter 13 Bankruptcy?

Financial assistance provided on a regular, monthly basis to elderly or dependent family-members outside of your immediate household is an expense that Congress allowed in the drafting of the US Bankruptcy Code. Thus, if it has been your habit to send a few dollars to your grandmother every month to help her with her prescription costs, this is generally not a problem in either Chapter 7 or Chapter 13 bankruptcy—but there are caveats.

Click here to read more about financial assistance to elderly relatives in bankruptcy on the new Michigan Bankruptcy Blog of Michigan bankruptcy attorneys The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please feel free to contact me at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

Will Bankruptcy Discharge my Condominium Association Fees?

Past-due condominium dues and fees owed at the time of filing of a Chapter 7 or Chapter 13 bankruptcy petition in Michigan will be discharged by the bankruptcy just like any other credit card or medical debt. However, you will be required to pay ongoing dues from the date of filing of the bankruptcy petition forward, through the point at which you are no longer the legal, titled owner of the property. That is, after a full foreclosure of the property by the mortgage-holding bank after the bankruptcy.

Click here to read more about condo association dues in bankruptcy on the new Michigan Bankruptcy Blog of Michigan Bankruptcy Attorneys The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please contact us at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

Do I Need to List Every Debt in my Chapter 7 or Chapter 13 Bankruptcy? (Revisited)

I’ve written before on the subject of whether all debts must be listed in a Chapter 7 or a Chapter 13 bankruptcy petition as an answer to the very commonly asked question, “Can I leave my favorite credit card out of the bankruptcy?”

The answer to that question is an easy, “No, you cannot leave a debt out of the bankruptcy; the US Bankruptcy Code requires that all assets and all liabilities (debts) must be listed in either a Chapter 7 or Chapter 13 petition—and treated in a Chapter 13 payment plan one way or another.

However, there are additional reasons why you would want every debt listed, even if you otherwise desired to leave it out of the bankruptcy:

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