Category Archives: Garnishment

What Happens if My Creditors Keep Calling after I File my Bankruptcy Petition?

Creditors must stop harassing you the moment that you file for Chapter 7 or Chapter 13 bankruptcy in Michigan and may be liable for severe sanctions and damages if they do not.

However, there are some instances in which they may not be required to cease collection efforts—and also some instances in which they simply fail to do so.

To read more regarding creditor collections harassment and Michigan bankruptcy, click here to read our full article on this topic on the new Michigan bankruptcy blog of The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please contact us at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

Can Bankruptcy Stop My Garnishment?

Consumers who have had difficulty making ends meet often find themselves on the wrong end of a court judgement after their creditors have taken them to court to pursue their debt. These judgements typically result in wage or tax-refund garnishment, often at the expense of the consumer’s ability to pay more pressing necessities, such as rent, a mortgage payment, or medical expenses.

That being the case, the first question I often hear from potential clients is, “Can filing for bankruptcy stop this garnishment?!?” Sometimes the garnishment has already begun, sometimes it is imminent, but it is always a great worry to consumers who do not have a penny to spare from their paychecks when it comes to simply keeping a roof over their children’s heads that month.

Bankruptcy, however, can stop a garnishment cold in its tracks. To read more, click here to read our full article on stopping wage, bank account, or tax return garnishment with a Michigan Chapter 7 or Chapter 13 bankruptcy on the new Michigan bankruptcy blog of The Hilla Law Firm, PLLC.

If you are suffering from an income loss due to garnishment or will soon have your wages or other incoming funds garnished, please contact me us at john@hillalaw.com or (866) 674-2317  to schedule a free, initial consultation, and we will work together to secure the monthly income you depend on.