A Chapter 13 bankruptcy filing can still be useful even if you are not eligible for a discharge of the unpaid balance of debt remaining at the end of the Chapter 13 payment plan due to a prior bankruptcy filing in order to force creditors into a Federal court-enforced payment plan at 0% interest. This is particularly useful when it comes to student loan and other non-dischargeable debt.
Click here to read more about filing Chapter 13 bankruptcy even if not eligible for discharge on the new Michigan Bankruptcy Blog of Michigan Bankruptcy Attorneys The Hilla Law Firm, PLLC.
If you are a southeast Michigan resident interested in filing for bankruptcy, please feel free to contact us at (866) 674-2317 or firstname.lastname@example.org to schedule a free, initial consultation.
Posted in Bankruptcy Process, Chapter 13, Child-Support, Home Mortgages and Bankruptcy, Real Estate
Tagged Bankruptcy Planning, Chapter 13, chapter 20 bankruptcy, detroit bankruptcy lawyer, lien strip, michigan bankruptcy attorney, student loan debt
There is no requirement that a person filing for Chapter 7 or Chapter 13 bankruptcy in Michigan be a citizen, have a Social Security Number, or even be located in Michigan. However, if tax debts are owed, there can be an impact upon a US Citizenship application.
To read more about bankruptcy and your immigration status, click here to read our full post on this topic on the new Michigan Bankruptcy Blog of The Hilla Law Firm, PLLC.
If you are a southeast Michigan resident and are considering filing for bankruptcy, please contact me at (866) 674-2317 or email@example.com to schedule a free, initial consultation.
Posted in Bankruptcy Planning, Bankruptcy Process, Chapter 13, Chapter 7, Child-Support, Immigration Status and Bankruptcy, Michigan
Tagged attorney, Bankruptcy, Chapter 13, Chapter 7, detroit, hilla, immigration status, n-400, southfield
Consumers who have had difficulty making ends meet often find themselves on the wrong end of a court judgement after their creditors have taken them to court to pursue their debt. These judgements typically result in wage or tax-refund garnishment, often at the expense of the consumer’s ability to pay more pressing necessities, such as rent, a mortgage payment, or medical expenses.
That being the case, the first question I often hear from potential clients is, “Can filing for bankruptcy stop this garnishment?!?” Sometimes the garnishment has already begun, sometimes it is imminent, but it is always a great worry to consumers who do not have a penny to spare from their paychecks when it comes to simply keeping a roof over their children’s heads that month.
Bankruptcy, however, can stop a garnishment cold in its tracks. To read more, click here to read our full article on stopping wage, bank account, or tax return garnishment with a Michigan Chapter 7 or Chapter 13 bankruptcy on the new Michigan bankruptcy blog of The Hilla Law Firm, PLLC.
If you are suffering from an income loss due to garnishment or will soon have your wages or other incoming funds garnished, please contact me us at firstname.lastname@example.org or (866) 674-2317 to schedule a free, initial consultation, and we will work together to secure the monthly income you depend on.
Posted in Bankruptcy, Bankruptcy Basics, Chapter 13, Chapter 7, Child-Support, Garnishment, Marriage and Bankruptcy, Tax Returns and Bankruptcy
Tagged Bankruptcy, Chapter 7, detroit, foreign property, Garnishment, income, Michigan, paycheck, southfield
Child support and other domestic support obligations are generally not dischargeable in Michigan Chapter 7 or Chapter 13 bankruptcy. However, such debts may be repaid according to the debtor’s ability to pay based upon his or her actual income over a period of 3-5 years in a Chapter 13 bankruptcy. Additionally, there may be other factors that may still make a Michigan bankruptcy useful to someone behind in child support or other domestic support payments.
Click here to read our full article on the new Michigan bankruptcy blog of The Hilla Law Firm, PLLC.
Posted in Alimony, Bankruptcy, Bankruptcy Basics, Chapter 13, Chapter 7, Child-Support, Home Mortgages and Bankruptcy, Judicial Decisions, Michigan
Tagged Alimony, Bankruptcy, Chapter 13, Chapter 7, Child-Support, detroit, exemptions, Michigan, mortgage, Sixth Circuit, southfield