Tag Archives: automatic stay

How Can a Chapter 13 Bankruptcy Help Me Pay Down my Student Loans?

Student loans are not dischargeable in bankruptcy without a court order from the Bankruptcy Court declaring them discharged. But that does not mean that the bankruptcy process offers no solution to dealing with unmanageable student loan collections. Chapter 13 bankruptcy may be able to help you deal with such loan debt.

To read more about Chapter 13 bankruptcy and student loan debt, click here to read our full article on this topic on the new Michigan Bankruptcy Blog of The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please contact me at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

When Is My Chapter 7 Bankruptcy Actually Over?

A chapter 7 bankruptcy case does not necessary close immediately after the Bankruptcy Court issues your discharge of debt. A Chapter 7 Trustee’s efforts to liquidate some of your assets and any lawsuit or other adversary proceedings by creditors or other parties can result in your case staying open for months or even years after your discharge is issued.

To read more about this topic, click here to read our full article regarding Chapter 7 bankruptcy case closure timing on the new Michigan Bankruptcy Blog of The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please contact us at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

What Is the Automatic Stay and How Does it Protect Debtors in Chapter 7 and 13 Bankruptcy?

The Automatic Stay against collections is one of the quickest and most immediate benefits of filing a Chapter 7 and Chapter 13 bankruptcy. It will stop your creditor harassment instantly upon filing, with no need to wait for your final discharge for relief.

To read more about the Automatic Stay in Bankruptcy, click here to read our full post on this topic on the new Michigan Bankruptcy Blog of The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please contact us at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

What Happens if My Creditors Keep Calling after I File my Bankruptcy Petition?

Creditors must stop harassing you the moment that you file for Chapter 7 or Chapter 13 bankruptcy in Michigan and may be liable for severe sanctions and damages if they do not.

However, there are some instances in which they may not be required to cease collection efforts—and also some instances in which they simply fail to do so.

To read more regarding creditor collections harassment and Michigan bankruptcy, click here to read our full article on this topic on the new Michigan bankruptcy blog of The Hilla Law Firm, PLLC.

If you are a southeast Michigan resident and are considering filing for bankruptcy, please contact us at (866) 674-2317 or john@hillalaw.com to schedule a free, initial consultation.

Can Bankruptcy Stop Me from Being Evicted?

The “automatic stay” that goes into effect upon filing of bankruptcy may stop or slow your eviction. However, landlords have explicit rights to possession of their properties under the Bankruptcy Code.

To read more about bankrutpcy and eviction under Michigan law, click here to read our full post on this topic on the new Michigan bankruptcy blog of Michigan Bankruptcy Attorneys The Hilla Law Firm, PLLC.

If you are considering bankruptcy and have questions regarding the possibility of eviction before, during, or after your bankruptcy processs, please contact me at john@hillalaw.com or (866) 674-2317 to schedule a free, initial consultation.